• Term Assurance
• Mortgage Protection
• Income Protection

Mortgage Protection

Mortgage Protection is life and/or serious illness cover, designed to pay off your mortgage in the event of your death /or a serious illness.  It is a cheap form of cover as the sum insured reduces as you pay off your mortgage.  The term of this product is linked to the term of your mortgage.  Premiums will not increase at any time during the term of the policy.

Purpose of Product

If you take out a mortgage your lender will require you to take out some form of mortgage protection.  Whilst you are only required by the lender to get life cover, this product can also cover you in the event of a serious illness or permanent total disablement.

Sample Cost

There are great differences in the cost of cover provided by different insurers. Use our online quote system to get an up to date price for you or your family and don’t simply accept the cover offered by the lender.  You may end up paying a lot more by going with the lender cover.  We pride ourselves on being able to offer our clients the most competitive product.

Options

In addition to a combination of life and serious illness cover, you can also add these additional benefits:

• Permanent Total Disablement (automatically included with some life companies)
• Hospital Cash
• Personal Accident
• Waiver of Premium
• Inflation Protection
• Protection Continuation

Further Information

To take through your options in greater detail, or to receive a no obligation, personal quote, please contact us.

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