Legal Disclaimer

Website Usage Terms & Conditions

1. Definitions

The following definitions shall apply to the terms and conditions set out below which govern the
use of this Website.

1.1 'We', 'us', and 'Our' means subsidiaries, affiliates of Ronan McCarthy Life & Pensions and their respective employees, agents and independent contractors;

1.2 'You' and 'your' means the user of or visitor to the Website

1.3 'Website' means this Ronan McCarthy Life & Pensions Website and any links available from or within the Website, but does not include any external websites or links to external websites not belonging to or controlled by Ronan McCarthy Life & Pensions.


2. No Warranty

Ronan McCarthy Life & Pensions do not warrant the completeness, timeliness or accuracy of any data, information, features, and/or programs ('information') available on or through this Website or that the service will be uninterrupted or error free to the fullest extent permitted by law. The information is provided 'as is' without warranty of any kind, express or implied, including, but not limited to implied warranties of merchantability, fitness for a particular purpose, title or non- infringement


3. Data protection

Within the provisions of the law, Ronan McCarthy Life & Pensions is entitled to collect, store, process and utilize for its own purposes any data transferred to it. It will refrain from passing any such data to companies which do not belong to the Ronan McCarthy Life & Pensions.
Please find more information about data protection in our Privacy Policy.


4. Cookies

Provided that individuals requesting information accept the installation of cookies on their computers, Ronan McCarthy Life & Pensions will install small text files on their machines. The purpose of this is to ensure faster identification and communication.


5. Risk

Use of the Website and any information on this Website is at your sole risk. In no event will Ronan McCarthy Life & Pensions be liable to any person or entity for any direct, indirect, consequential, incidental, exemplary, multiple, punitive, special or other damages under any law for any use or reliance upon the information available on or through this Website, including without limitation, damages for lost
profits, business interruption, loss or damage to data (including address book data), or damage to your computer systems, even if you have advised Ronan McCarthy Life & Pensions of the possibility of such damages.


4. Changes to Information

The information, products and services contained or referred to on this Website may change or be updated without notice.


6. Links

There may be links from this Website which allow you to visit the sites of other companies. Neither these sites nor the entities to whom they belong may be controlled by Ronan McCarthy Life & Pensions. Ronan McCarthy Life & Pensions makes no representation concerning the information provided in these sites nor the acceptability or quality of the products or services offered by the entities referenced in these sites. Ronan McCarthy Life & Pensions has not tested and makes no representations regarding the correctness, performance or quality of any software which may be found at these sites. You should research and make your own independent assessment of the risks which may be involved in accessing and using any software on the Internet.


7. Copyright

All texts, images, graphics as well as the layout of this website are protected by copyright.