Survey Results are In!

Through the power of Facebook, we recently conducted a survey on the Attitudes to Financial Brokers. The responses are very interesting and your can read The Results now! Just click on the link below.....

'Survey on Attitudes to Financial Brokers'


Our Mission:

Innovative Ideas. Independent Advice. Financial Security.

Ronan McCarthy – Managing Director

Ronan McCarthy QFA imageBased in Tramore, Co. Waterford Ronan McCarthy Life and Pensions Ltd provides comprehensive, innovative solutions and advice on Protection policies, Pensions and Investments to individual and corporate clients in Waterford, the South East and nationally.

We offer an unrivalled level of service whereby we are available to meet in our offices in Tramore, Co Waterford or indeed at a time and place convenient to our clients, outside conventional office hours if desired.

No matter what your stage in life, our team can provide advice and guidance.

We call it Solid Advice and Fluid Thinking.



Family Protection

We are here to help you provide you with peace of mind and your family with financial security.  As a Financial Broker we have agencies with all the leading life companies and can offer the best price possible for your Family Protection.  And now it gets even better and more affordable than ever!  Check out our fantastic offer on all Protection cases this summer.....We can also offer and additional 10% off Mortgage Protection policies with Zurich Life and further discounts on your term cover!


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Everyone should consider saving for retirement, whether a homemaker or self employed, or an employee without access to a company pension scheme.  There are different types of individual pensions to suit you based on your own circumstances and needs. 

We also advice SMEs on the options available for Company Directors funding for retirement and pension options for employees, regardless of numbers, be it a Group PRSA or Group Retirement Plan.


Investments and Savings

Investing is a very personal matter and is entirely unique to each individual’s circumstances. Understanding why you are investing, your goals and attitude to risk allows us to make recommendations and structure investments that are suitable for you and in line with your overall investment mandate. . We also facilitate Trading only or Share Dealing accounts.